Lowongan Credit Reviewer (Commercial Corporate Loan) di PT Bank Sbi Indonesia

 Job Description :

• Routine activities are reviewing and evaluating credit proposals from Branches/Divisions.
• Reviewing and ensuring the completeness and eligibility of credit document requirements in accordance with the provisions in force at the Bank.
• Conduct a review and ensure that all opinions from the relevant divisions (SKK, SKMR and Legal) have received an adequate response/response from the branch, and are equipped with the required documentation.
• Delivering the results of the review into the Credit Reviewer's recommendation memorandum format in accordance with the credit evaluation provisions above, and continuing the recommendations to the Credit Committee.
• Submit review results and discuss them with the Head Credit Reviewer (HCR) if the credit proposal from the branch is inadequate or not bankable, including preparing a Credit Rejection Letter to be submitted to the branch/business unit.
• Create and prepare a Credit Facility Approval Letter (SPFK) in accordance with the approval of the Credit Committee meeting.
• Implement credit policies and procedures consistently based on the Bank's internal and external regulations/regulators in every day-to-day work activity.
• Assisting in the provision of data needed in the framework of making monthly regular reports.
• If necessary and appointed by the HCR or the Board of Directors, visits the customer's/debtor's business location (together with the branch/credit applicant) to see the business activities directly as part of the credit evaluation process.
• Assist with the fulfillment of existing credit data and documents at the Credit Reviewer which are needed in following up and fulfilling all findings from the Internal Audit and External Audit.
• Activities related to other semester or annual assignments.

Job Requirement :

• A minimum 3 years of experiences.
• Bachelor degree in any major
• Have knowledge in the field of banking, especially knowledge of credit analysis
• Fluent communication skill in Bahasa Indonesia and English (written and spoken)
• Proficient in Microsoft Office (Excel, Word, PowerPoint, Etc.)
• Detail-oriented, good communication skills, good initiative skills, problem solving skills
• Experienced in Corporate or Commercial Loan